Health insurance deductibles, increasing out of pocket costs, limited coverage, pe-auth time restrictions and loss
of coverage are SOME of the reasons, most people delay seeking care from a doctor, a dentist, a surgeon or a mental
health specialist. Aside from the cost, the process of understanding the out of pocket, in-network/out of network
and other complicated terms/conditions make it daunting, frustrating and quite honestly out of reach.
HBI believes that healthcare should be accessible with ease and cost transparency and that is why we
believe the increasing healthcare cost is a problem worth solving.